I realize in 6 years that isn't much. Just do to life and not changing our contribution pattern, we have essentially contributed very little but have the ability to change that.
That said...each Roth IRA has about 11-13k in contributions. The fund is worth $18k right now.
We just sold our house (bought another) and had some money left over. I intended to use $8k toward an emergency fund, when it occurred to me our ROTH's could always be utilized if a true emergency ever occurred. I intended to put $4k each into our ROTH iras, to make up for the pathetic $600/year/each we have been doing.
Should I put that $8k into it and not worry about using the $8k for any other form of investment/liquidity for an emergency fund. We have access to liquid funds (even if not ours) if a true honest "need cash right this minute" emergency were to occur.
Submitted August 28, 2017 at 01:37AM by majorchamp http://ift.tt/2wBtTiu
