Just wondering what strategy you guys have regarding how to balance multiple investment accounts. Currently have a 401k and a personal investment account through TD Ameritrade. Obviously plan to use the 401k as my retirement vehicle for now (will open a Roth in the future) and the personal account for my side investments and for fun.
401k
Currently have 3 funds in the 401k - PGIM (12%), NOSIX (50%) and EISMX (35%). YTD return is 6.46%. About to turn 23 so the weighting towards the bond fund (PGIM) is probably too damn high. Do you guys suggest dumping all this into a target date fund (Blackrock 2050/2055) or simply changing asset allocation to something more aggressive like 5% bonds, 15% foreign, 50% S&P500, 30% Small/Mid Cap?
Again, since I plan on using the personal account for my actual investments, I'd like my 401k to be pretty hands off.
Submitted August 24, 2017 at 10:39AM by DaBears50 http://ift.tt/2w7IPCb
