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Hi, I currently have about $12k 100% in VTSAX. I'm 26 and looking to use this $ for a down payment in 4 years. (Maxing out the IRA during this time, so +22k)

I'm just curious to hear other viewpoints - do you think I should diversify and build in downside protection or continue to ride the current bull market?



Submitted July 10, 2017 at 11:20PM by natkins144 http://ift.tt/2v6aim2

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