I have a couple large expenses coming up, including a hernia surgery for my wife and a car. My question is: should I use my credit card to make these purchases in order to build and get cashback rewards? My concern is that I know using a large portion of your credit limit can affect your utilization rate and ding your credit scores, if only temporarily. Will this happen if the balance is paid off in full and no balance is carried to the next statement? I always pay off my card in full every month and would plan on doing the same for these expenses.
Submitted July 22, 2017 at 09:08AM by kshoemaker3 http://ift.tt/2vKPkJN
