Hi, /r/pf, just wanted to share some progress with everyone. I broke up with my fiance in April this year, and we continued to live together until nearly the end of June, when he moved into a new house with his new bf and I got a very cheap room share type situation. Here are my experiences in the past three months.
Instead of constantly funding his negative habits of overdrafting our joint checking account for Chipotle and Panda Express, I slowly stopped giving him money and now made sure to document everything he owes me (he's slowly paying me back now, not in great financial condition yet).
Back in April, I had about $1,850 worth of CC debt ranging from 19.99-26.99%, I was paying utilities and rent shares that were far above where I should have been contributing, I was covering the above-mentioned overdrafts from my SO, all the while he held the fact over my head that he was still making credit payments for my engagement ring.
Fast forward today, I have no utilities to worry about, I live in kind of a shithole, but room to myself for $225/mo and a far less strict landlord to boot.
I've knocked that credit card debt from $1,850 to a total of $900 that I can finish paying by September now.
All of the financial gains plus not having an emotionally abusive relationship around has certainly helped my confidence.
I am now saving additionally at least $400/month that would otherwise be: paying overdrafts for SO, $100 worth of utilities, $100 worth of groceries that were never evenly split, not being guilted into going on dates for an extra $100/mo
More so beneficial to people in shitty relationships than just those with money issues, but this was something that has been an enormous help to me.
Submitted July 18, 2017 at 05:15PM by OHMAIGOSH http://ift.tt/2vghcX0
