I'm currently in a bit of a loop. I closed my bank account in March however they somehow have managed to add a €2 "safety" fee to the balance meaning that since March, I was effectively -€2 on what I thought was my "closed" account...
They've send me a letter to say that because of this -€2 from March, they've charged me 79c for each month of Q2 (Apr, May, Jun).
It's now July, so if I pay this almost €5 overdraft off, I'll still be charged another 3 x 79c in 3 months time.
It's a vicious cycle. I'm going to the bank on Saturday to complain but the language barrier makes it tough (I'm in Germany).
Here's the catch I really came here to talk about though: I'm moving back to the UK in just over a week. What happens if this loops continues once I leave? Will I wake up in 50 years to find I owe them 600 months x 79c + 19% interest...?
Will they be able to trace me to the UK or will they just write it off after a while?
I WANT to pay, but this is a crazy loop. When I closed my account I already had to pay them €90 on fees (forgot about the "free" account that suddenly got a membership fee after I signed up -.- ).
I'm just worried about my future credit etc in the U.K. since my score is in great shape at home. Also worried I'll be arrested in Germany if I ever return :S
Submitted July 12, 2017 at 02:19PM by CloudyGiraffeApple http://ift.tt/2sQGeKN
