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  • $7,231.42 @ 19.24 APR with monthly payments of $193
  • $11,655.98 @ 15.24 APR with monthly payments of $263
  • $12,555 in savings

I've been lurking around here and looking at old posts. It seems like I should pay off the card with the higher APR, but the overall monthly payment is lower.

I called both cards and neither were willing to lower the interest or total amount owed. I've lowered a lot of my other bills as much as possible.

Should I put a chunk towards each, or completely pay off one of them? I'd like to leave a few thousand in my savings if possible. Monthly net take home is usually $2000, but $975 is for rent and I get paid bi-weekly so sometimes things don't line up very well.

I can include any other information needed. Thank you.



Submitted July 27, 2017 at 10:05AM by BoardwalkSkyrim http://ift.tt/2vaYmn7

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