So there's a guy in Pennsylvania who was born on the same day as me with my name. I originally found out about it after being denied a job because of "criminal activity" that was resolved after I disputed it with the third party company that did the background check. Within a few hours I had gotten ahold of the court that booked him and got supporting documentation to prove his middle name and SSN were different. They fixed it after a delay and I got the job.
Fast forward to now, and I'm applying for an apartment. I was denied for the same reasons. The guy has since run up quite the arrest report collection. I told the leasing company and they reran my report using more information and it didn't help, I kept getting pinged for them. Then I disputed it with the company (CoreLogic) and after 24 days they gave me my results. They deleted about HALF of the 10 or so reports on my record. All of the reports are from the same county though. But because of the results not completely being removed from my report, I am being denied the apartment. If I can prove it wasn't me, but the courts won't go as far as to verify it, what are my options? Do I threaten to sue CoreLogic for operating in bad faith? The courts won't deal with me directly, nor will CoreLogic do anything for me but say "file a dispute and if the courts verify it wasn't you we'll take it off your report." I have less than a month to find a new apartment and all of this is really making me worried that I'm about to be living in a hotel..
tl;dr some guy didn't steal my identity per se, but he's still impacting my ability to pass background checks because the courts don't verify anything beyond first name, last name, and DOB
Submitted June 04, 2017 at 08:09PM by AJohnnyTruant http://ift.tt/2qVM8sd
