Hello r/personalfinance. I don't know if I'm posting in the right place. If not let me know.
Well anyways here's the situation. I have a business account with a certain bank. For a while I've been having some issues with this bank. On Sunday I noticed a ACH transfer for $9015.34 on my account. It put my account in the negative. I called their fraud department but "you have to call the customer service line on the weekdays regarding transfers". So Monday I call and they claim it's from the IRS. I'm freaking out at this point as I've just set up my business this year and thought I filled out all the paperwork right. So I call my accountant and he tells me to ask for what code section gave them the right to withdraw from my account. I call them and they confirm that my EiN and my SSN have no pending balanced and even tell me I would have received a notice in the mail and unless I was very delinquent they wouldn't withdraw and would warn me. So I'm furious and call my accountant and then call the bank. The bank claims that "there wasn't enough money for the IRS to withdraw from my account so they're returning it and applying a $30 USD fee. I'm furious and I'm definitely switching banks. But I definitely suspect fraud and I think the $30 dollar fee is bs. I ask them what was the reason for the withdrawal, they say it only says "USA taxes" What resources can I go to? How can I ensure any of my information is not compromised?
Submitted June 26, 2017 at 06:34PM by eufasioelsexto http://ift.tt/2uarx5i
