This weekend I bought a 2007 Subaru Forester for $9500 with $2500 down and a preapproved loan from my credit union for $7000 at 2.49% APR. This morning, after sending the purchase agreement details to the credit union, they came back with a changed rate of 5.49% because the car is 10 years old. Can I change loans at this point and shop around for something better than 5.49%? Capital One is offering me 4.28% for the same exact car. I just don't really know my options for changing things around this point with the dealer/bank, etc. I already have the car in my posession.
June 05, 2017 at 12:29PM
