First, some background information. My boyfriend and I have been dating for 3 years and change and living together for 2. We have both reached a point in our lives where we want to stop renting and begin investing in a house.
He works at a large company and makes about 90k/yr whereas I make 50k/yr and I'm about to take a higher paying job. He has always paid everything in full, and besides his auto loan (which he paid off after a year) has never had any source of credit. I found out yesterday he doesn't even have a credit card. I have had credit since I was 19 and have two cards and an auto loan. My score is mid 700s.
He wants to buy a house soon, and has a substantial down payment put aside but no credit...I don't have a down payment put aside but good credit. Not to mention I qualify for a VA loan. So what do we do? Sorry if this sounds ignorant on my part, that's why I'm here. Throw me some learnin' reddit.
Submitted June 23, 2017 at 12:51AM by goldenstar_power http://ift.tt/2t0TWOD
