I'm looking to reallocate to the lazy portfolio using schwab ETFs (which tends to be 5 because of the way their international ETFs are structured). My question is, is there anything inherently wrong with substituting SCHX/SCHA at a 65/35 split instead of using SCHB? I know small caps will expose me to a bit more risk, but other than that is there any issue making a 6-ETF schwab lazy portfolio?
SCHX/SCHA at 65/35 (65% of total)
SCHF/SCHC/SCHE 65/15/20 (25% of total)
SCHZ 10% of total
I'm young and don't mind assuming more risk.
Submitted May 29, 2017 at 09:57AM by onemanarmy53 http://ift.tt/2rxatJm
