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This morning I decided I'd chat with AMEX to find out why my interest rate went 15.00% to 15.25% even though I pay in full each month. The answer is the fed raised the interest rate. So I asked how I could negotiate a lower rate and he came back with 8.25% + prime so I think 11.25% (tbh it could be 9.25% I didn't write it down and it was early). It was nice that I didn't actually have to talk with anyone - I just used their instant message function. It looks like the same thing happened on another card, so I'm going to reach out to them. I hope you benefit from this as well. It really is the principal of it.



Submitted May 04, 2017 at 06:31PM by spotthj http://ift.tt/2qx6FqI

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