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Hi r/personalfinance

I have been following this sub for a couple years now and wanted to get some feedback on my finances now that I am a year into my professional career. Please let me know if I need to be doing something different.

I currently invest 6% of my paycheck into my 401(k) and $600/month to my TD Robo-Investor account (TD's most aggressive allocation strategy). My biggest worry is that I do not currently invest anything into my Roth IRA.

My Details:

  • M/24

  • Income: $69,000 pre-tax

  • Debt: $0

Current Worth:

  • Checking: $2792

  • Savings Account + Cash: $3470

  • TD Robo-Investor: $8684

  • TD Stock Investor: $2276

  • Roth IRA: $0

  • 401k: $3370

  • Total: $20,862

YNAB Budget:

  • Immediate Obligations: $1653

  • Fun Money Savings & Robo-Investor: $1056

  • True Expenses: $400

  • Entertainment: $530

  • Total: $3640



Submitted May 13, 2017 at 11:11AM by smoneydance http://ift.tt/2rd0LIT

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