Hello fellow redditors. I'm currently a year or so out from graduating college. I currently have ~14k in student loans, about ~2k credit debt, and I'm paying for a car (~$12k) and motorcycle (~$3k)
The following is my "Bills to Pay" breakdown for each month. $35 for phone $100 for motorcycle $35 for motorcycle insurance $225 for car $170 for car insurance $125 to credit debt (consolidated onto 1 card) $50 for a student loan through my uni
Those are my fixed expenses. Fluctuating ones are: Gas (I estimate about $150 a month for gas) Food (probably around $150 a month for this) Entertainment (hard to say)
I've got a decent credit score. Never made a late payment. I feel like I'm responsible with my money, but I feel like I could do a LOT better. I would like to start saving for a down payment on a house and move out sometime within the next 2-3 years if possible. What advice can you guys give? Thank you!
TL;DR : I'm spending a bit on fixed expenses and personal stuff but I want to save as much as I can. Help?
Submitted May 17, 2017 at 03:08PM by jacobnazo http://ift.tt/2rgffe2
