My credit score is currently 661, only line of credit out is a car payment.
I ran into some trouble a few years ago, it was slightly above 700. I would only be using it for gas/misc. To try and boost it up towards 700, before the end of the year.
I've never owned a credit card, I built credit off of loans/bills exclusively.
I'm on phone, so I'm sorry if it's formatted/written poorly.
April 20, 2017 at 07:38PM