Currently, im on a credit card account with my mother through Capital One. She got a card in the mail and didnt want to use it, and with me being young i asked if i could join on the account myself and use it to help build my credit. Pretty sure im just an authorized user in this event.
My question: Would it be better to just get an individual credit account? I would have a smaller credit limit, but would it help build my credit even faster because it is solely my account?
Submitted April 26, 2017 at 08:25AM by Theodore_the_python http://ift.tt/2ovxco1
