So I currently have a minimum monthly payment of $255 on my student loans but I pay $1300 a month. I have $1000 as an emergency fund and my student loans all have 4.4% interest or lower. YNAB suggests "living on last month's paycheck" which is why I'm considering saving up $2400 as a buffer. If I only pay the minimums for the next 3 months and throw the rest of the money into savings, I'll have a one month buffer saved up BUT it'll delay paying off my student loans completely by 3 months. Which should I do?
Submitted April 06, 2017 at 12:30PM by mysherryamour http://ift.tt/2nh2H4V
