Pretty dumb to think I didnt need it or it apply to me but yeah here i am. Better late than never I suppose.
I am self employed & financially retarded but do not have any debt (aside from a car loan @ 0%, paid 24/36 months already) and pay off my cc payments with ease. I have more than enough in emergency funds (12mo+) in cash. my checking and savings account is a little over 5 figures each.
I know 401k has the advantage of employer matching, so I guess that doesnt apply to me.
What is my best step in doing the most I can to catch up or just be on the right track? I'm a freelancer and make 34k/yr from that and just started a business which is projecting me into 6 figures/yr from that itself.
Thanks!
Submitted April 29, 2017 at 02:09AM by drippingthighs http://ift.tt/2qhIxFM
