Basically you or I have long way to retire so max out the 401k as possible or IRA, Roth IRA and make sure to place it in the most aggressive fund there is (all equity). Of course I would also keep 5% in treasury funds ETF maybe so when an recession hits just sell those and convert to equity (buying low). And change your agressive investments into defensive after 15 years or so. Why? You only loose if you sell and you are not in rush anyway to retire. 1 share of the fund you had will still be 1 share just devalued during recession but as proven over 100 years of history, US equity markets always bounce back. Any thoughts or ideas??
Submitted March 30, 2017 at 07:30AM by ayk5473 http://ift.tt/2okmvB7
