I will be posting this in /r/personalfinance /r/financialplanning and /r/financialadvice just to give it the best chance of getting seen because I just don’t know what to do or where else to go. I do apologize if this breaks Reddiquette so please let me know if there’s some other way I should do this.
Hi all,
I’m in a bit of a mess and I am super lost and just don’t know what to do. I work 30-35 hours at Arby’s in a “Crew Leader position” (in between Crew Member and Assistant Manager), and make about $1000/month.
My expenses include: $239/Month car payment $80/Month gas ~$140/Month food, I am not comfortable or always welcome in my kitchen due to my current familial standing so I eat out at places with $5 specials or similar pricing a lot. I know it’s not good for me health or money wise, and I plan to switch to buying cheaper food I can make depending on my future living situation May eventually start paying for my phone bill, don’t know if/when/how much
My parents have said that they want me out of my house my the start of my Sophomore year in college (so basically this summer), my father later told me that my mother did not know that I had to pay for college room and board all by my self (scholarships didn’t cover it) so she may be receptive to letting me live there for longer and pay them rent, but not to bring it up because it could upset her and she needs to figure this out on her own. So, I have no idea if I’m being kicked out or not
I had two plans, Plan A was to split a 3 bedroom apartment 4 ways, but that fell apart after one of said friends didn’t get a job for a very long time and only recently started a $9/hour job at which he works for less than 30 hours/week. Plan B was for a friend to let me live at his house, but someone else has moved in and basically has the okay to stay there indefinitely. So, now I have no plans what so ever.
Current options include: Room at my college, about $6000 plus food costs I have an old teacher who may let me live with him, I believe we said $300/month, but my worry is that he has said that he can’t promise that nothing will change and if need be he may give me a months notice that I have to leave, just depending on what happens in his life An assistant manager I work with has offered me a job, however she is a very avid drug user and her boyfriend is a drug dealer. Another manager has possibly offered me a room but she is not the best at thinking financially, and very very strongly wants to purchase a house and have a child even though given what I know she is certainly not financially stable That friend from Plan B has offered me a room at a family friend of his. Apparently she is the nicest person he knows, but she smokes, and maybe I’m being more picky than I can be in my situation but the higher susceptibility to cancer and the fact that I know the smoke will eventually permeate everything I own there are huge turn offs I could start searching through CraigsList for homes and rooms for rent, though I am not sure how to exactly be sure the person I am moving in with is safe and sane
I am debating dropping out of college to work full time. If I continued working at Arby’s full time I would be making about $200 more, which I don’t know how much it would help, but I also may get a promotion to Assistant Manager quicker and that would be a raise of up to $1. I could also look into finding another job which pays more that I could now attend with my no-school full time availability. I just thought of this while typing this up so I need to look into it, but I also have Stafford Loans out for college, so if I drop out presumably I’d need to start making payments on those, too.
I just don’t know what to do in my current situation. I don’t know what’s best or if there are options that I am unaware of or haven’t considered. Now that both my plans failed I just feel really lost an anxious and unsure. I appreciate any help or opinions other resources that anyone has or recommends. Thank you all so much
Submitted March 24, 2017 at 11:28AM by Drizzt42 http://ift.tt/2mzC8Y6
