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Hello all! I thought I'd write this to help encourage and support everyone who is hustling hard to pay off debt! (regardless if it's student loans, credit cards, car loan, or any type of debt!)

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Income: $2700 after tax /month

Side Hustle (this is essential!! could be uber, postmates, ebay): $200

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My budget...

Rent: $400 (I lived in a van for 2 months rent free/ now I live in a 2 bedroom apartment with 5 guys for $400 #sacrifice)

Utilities: $50

Gas: $30 (I bought a moped that gets 110mpg, and free parking ANYWHERE! Again, #sacrifice) <- and that is the best financial decision I've ever made

Car Insurance: $10 (again, MOPED ftw!)

Groceries: $100 (buy in bulk, food prep, no snacks)

Phone Bill: $40 (Go in together with friends on a 'family plan' to cut your personal phone bill in more than half)

Health Insurance: Covered by work

Restaurant, coffee, fun: $50

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Simplify your expenses! Cut gym (exercise outdoors), cut Netflix (enjoy free entertainment), but Spotify (listen to the radio)!

I have 'sacrificed' a lot, but it truly doesn't feel like a sacrifice. It is a lifestyle that forces be to be creative and fun! Ask ANY questions you'd like! I want to help YOU!



Submitted March 10, 2017 at 02:23AM by chrismcgalliard http://ift.tt/2m9jOAZ

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