Hi All,
My husband recently received a job offer that is ~40% increase from his current salary with a new start up. Unfortunately this company is very new and does not offer a benefits package yet (less than 6 employees, but has plans of getting benefits lined up in the next few years). This means no employer matched 401k or health insurance. Up until a few months ago I was a stay at home mom, but went back to work so we could pay down student loans and car loans. Our current focus is paying off our debt and getting our mortgage paid off in the next 7 years. The pay raise will definitely facilitate tackling the debt but not having a benefits package is also scary.
Is it financially a good idea to take a higher salary and invest in some sort of Roth IRA for retirement, or stay at a lower salary with guaranteed benefits?
Submitted March 20, 2017 at 10:44AM by AMBERRAE1218 http://ift.tt/2n0BgJ2
