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I'm an O.D. Machinist and am shit at understanding benefits and was just offered:

22/hr(+liberal opportunities@ overtime)

3 weeks PTO/yr 1 week paid sick/yr 12 days paid holiday/yr

Medical through healthpartners: 1500 deductable+80/20 coverage+HSA(Employer contributes 1450 anually to HSA regardless of my contribution). Prescription drugs on the preventative care list are 12$ for generics, or 45$ for brand named, other medicines are deductable+20%. Company lists premium as approx 500$, approx 400 of which they pay for. (my bill ultimately 101.57 per month or so)

Dental covers everything 90-100% except major reconstructive things like bridges or dentures which are 65%, up to 1500$ per year, is 0$ to me

Life insurance options? Do i need this in my twenties? Seems to come to about 1$ per 10k insured up to like 200k or something.

Vision seems to be mostly credits, like if i buy glasses they will credit me for 100$ or something if i bring the recept in, im not sure i'd have to check the booklet again but i dont have vision problems ATM, is 0$ though

401k: Employer matches 6% of my 40hr/week income regardless of what i contribute.

Workboot credit 65$/yr, accumulates

There seems to be stuff on short/long term disability that i haven't gone through yet, and maybe something else has slipped my mind.



Submitted March 14, 2017 at 09:48PM by ARecipeForCake http://ift.tt/2mHoUWd

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