I've seen it said here before but I would like to reinforce this word of advice: Buy underinsured/uninsured driver for your auto policy.
As I sit here in the median of an intersection with a busted rear end of my car and the driver nowhere to be seen after saying he was "late for work and didn't have insurance", I can't imagine the hell I'd have to go through to get compensated for damages and injuries.
Fortunately he was more than willing to give me his phone number (possibly fake), driver's license (probably fake) and I got a picture of his plate (probably not his car) but it's a step in the right direction.
Ironically just the other day I was talking with my wife about how expensive our auto policy was. I told her it was for the peace of mind I'd have for days like today. Totally worth it.
Submitted February 01, 2017 at 08:10AM by db8cn http://ift.tt/2kR6JiB
