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I have always been good at saving money. Now at the age of 30, I have a stable job, home, and family. I have roughly 100,000 in liquid cash in a regular savings account. I just put 3k into vhdyx (vanguard dividend fund) and 3k into vanguard bond fund. I was planning on doing 70-30 split since I'm young, and putting $350 into dividend fund and $150 into bonds. My question is do you think these are OK funds in terms of preservation of cash as well as providing enough diversification? Also, with the amount of savings I have, should I put more than $500 a month in?



Submitted February 09, 2017 at 11:03PM by nero22634 http://ift.tt/2ksMOCK

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