I have some money not invested since market crashed on 2008. I basically everything at low and missed the bull run, and now realized that if I do not invest, my money would worth less and less each year.
I do not feel comfortable buying index fund right now just because it appears so high to me. I do not want to buy any other stocks or other funds because I do not think I have energy to do research. So if I invest in stocks at all, it will be sp 500 index fund.
I am contemplating gold. I can spend 50% on gold, and the rest on cash. Or 25% on index fund, 75% on cash, then next year I will invest another 25% on index fund, and so on, till the year fourth, fully invested.
Any advice? I am really new to investment.
Submitted January 16, 2017 at 11:14PM by zengjanezhu http://ift.tt/2iB2r9w
