I have 2 Cap One cards that I used when building my credit back up post young adult destruction. I'd like to close them both as they just sit empty and I just got an email from Mint saying the rates went up, which made me catch a $45 "member fee". They're both set to auto pay anyway, but it made my heart skip a beat when I saw the message come by.
For reference, I have 2 other cards (Amex and Chase). They're all kept at a $0 balance. I also have a mortgage. Zero other debt. My credit score is in the 800's.
Submitted January 16, 2017 at 09:17AM by Original_Dood http://ift.tt/2j0eLBq
