The title pretty much sums up my situation.
For the past year or so I've struggled with a gambling problem that has manifested itself in day-trading Bitcoin.
As a result, I've done the following:
- Maxed out 4 credit cards totalling around $40,000.
- Taken out three personal loans totaling around an additional $40,000.
The interest rate for all of the loans and cards ranges from around 10% to 15%
I have around $750 in my checking account now.
I've never missed a payment on any of my accounts and my credit is good. Around 700 FICO score.
I make around $70,000 annually.
I've started alerting my friends and family of my addiction and I'm going to my first gambler's anonymous meeting tomorrow.
I have a list of all the things I need to do, and obviously the top of the list is deal with the debt.
I've spoken with a debt relief specialist and it sounds like that might be the best route. But I'd appreciate any advice this sub has to offer.
Submitted January 12, 2017 at 07:02AM by Ineedyourhelp7770 http://ift.tt/2jzxHGT