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The title pretty much sums up my situation.

For the past year or so I've struggled with a gambling problem that has manifested itself in day-trading Bitcoin.

As a result, I've done the following:

  1. Maxed out 4 credit cards totalling around $40,000.
  2. Taken out three personal loans totaling around an additional $40,000.

The interest rate for all of the loans and cards ranges from around 10% to 15%

I have around $750 in my checking account now.

I've never missed a payment on any of my accounts and my credit is good. Around 700 FICO score.

I make around $70,000 annually.

I've started alerting my friends and family of my addiction and I'm going to my first gambler's anonymous meeting tomorrow.

I have a list of all the things I need to do, and obviously the top of the list is deal with the debt.

I've spoken with a debt relief specialist and it sounds like that might be the best route. But I'd appreciate any advice this sub has to offer.



Submitted January 12, 2017 at 07:02AM by Ineedyourhelp7770 http://ift.tt/2jzxHGT

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