My husband is brilliant & a hard worker. He's worked in social care for over a decade, which unfortunately pays garbage so he has no savings or real 401k even though he's in his mid 30s.
A couple of years ago he decided to go for a Genetic Counseling master's program. He's been steadily taking the prerequisites (Chem 2, Organic Chem 1-2, upper level Genetics, Embryology, GRE) while working full time. He's top of his class so I have every faith in him thriving in the program & career.
However, he'll be nearly 40 by the time he's actually done with school. I'm seriously worried about us taking on more debt (we're almost done with student loans & car payments) & him managing to catch up with his 401k. Even if he saved 20% he'd only have about $300k by age 60.
I'm on track to have a million in my 401k by retirement which I think is pretty much a necessity for medical costs & to avoid a shitty end of life experience. I've saved our "emergency fund" so if we both lost our jobs we'd be ok for 6 months.
The tech field around us is booming (I work in it & we have friends in it.) There are front end programing 3-6 month crash courses for only a couple grand. He could do that now & have a job paying $50-60k in less than a year. We've known people to do it. He'd have no trouble finding a job & could make $80-100k in a few years.
Should he even consider giving up his dream job of Genetic Counseling for computer science, something he isn't really excited about?
Submitted May 07, 2017 at 09:17AM by PuceHorseInSpace http://ift.tt/2pnz0vV
