Curious when it makes sense to invest in a ROTH 401k? I currently have a 401k through my employer, but the fund offerings are not the best. High expense ratios and only 2 index funds offered. I also have a ROTH IRA on my own through Vanguard, so in that I have all of my money in a very low cost index fund (VTSAX). Employer matches 50% up to 6% on my 401k and I currently contribute 11%. I am wondering if it makes sense for me to cut back my contribution down to 6% to max the employer match and then open up a ROTH 401k through Vanguard to gain access to lower cost funds?
Submitted May 22, 2019 at 10:03PM by VMP8899 http://bit.ly/2VJWdI7